Learn more about our Housing Loan products!

Plot Loan

Plot Loan

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Home Refinance

Home Refinance

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Loan Against Property

Loan Against Property

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Home/Flat Purchase

Home/Flat Purchase

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Home Loan

Unbox your dream home you have been waiting for with us at LoanUnbox, as we are here to help you deal a Home loan, as it is equally vital for you to choose the exact offer just like selecting a proper home, to keep you happy and safe in your home.

Your first home, your second home, or a dwelling house for renting purposes, you can unbox your loan solution, hassle-free, for a plot, bungalow, or flat/apartment purchasing. With added services we offer, you can also refinance, get a top-up loan, or choose a Loan against property/home equity plan to meet your crucial and actual needs.

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Benefits and Key Features of Unboxing Home Loan with Us:
  1. Loans for the purchase of a home, plot, commercial row house and flat by Government and private approved projects or purchasing of a resale home
  2. Our team at LoanUnbox will be at your service throughout the process to ensure you will not run out of finance at any given point in time.
  3. Nominal to High value, unbox your loan amount at the earliest with quick and easy disbursement process to start your onward journey quickly. We value your time and emotions!
  4. We give wings to your imagination. Get your loan approved within minutes with necessary documentation by filling up an online form. It is that simple.
  5. Competitive Home Loan Offers to choose

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How You will Unbox Your Home Loan
  1. Fill up an online application form with the necessary documentation
  2. Upon submission and once verified, our expert visits the property for confirmation and sanction the loan.
  3. Receive the home loan in your bank account.

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AGE: 21-65 years

NATIONALITY: Resident Indian

GENDER: All Genders

Proof of both Identity and Residence (KYC):
  1. PAN
  2. Voter's ID
  3. Driver License
  4. Aadhaar Card
Proof of income:
  1. Last three months’ Salary Slips
  2. Previous six months’ salary account Bank Statements
  3. Latest Form-16 and IT return
Other documents for Process
  1. Appointment Letter in case employment is less than a year
  2. Bank Statements, if any ongoing loans repayment
  3. Passport size photograph of all the applicants to be affixed on the Application form and signed across.
  4. A cheque for processing fee

AGE: 21-65 years

NATIONALITY: Resident Indian

GENDER: All Genders

Self Employed Professional (SEP)
  • Doctor
  • Lawyer
  • Chartered Accountant
  • Architect
  • Consultant
  • Engineer
  • Company Secretary, Etc.
Self Employed Non-professional (SENP)
  • Trader
  • Commission Agent
  • Contractor, Etc.
Proof of both Identity and Residence (KYC):
  1. PAN
  2. Voter's ID
  3. Driver License
  4. Aadhaar Card
Proof of income:
  1. Last Assessment Year's Income Tax Returns with computation of income
  2. Three years Balance Sheet and Profit & Loss Account Statements, with Annexures / Schedules
  3. Last six months Current Account Statements of the business entity and Savings Account Statements of the individual
Other documents for Process
  1. Business Profile
  2. Latest Form 26 AS
  3. List of Directors and Shareholders with their shareholding certified by a CA / CS in case of a company
  4. MOA (Memorandum of Articles) and AOA (Articles of Association of the Company)
  5. Partnership deed in case of partnership firm
  6. If any ongoing loans of the individual and the business entity, including the outstanding amount, installments, security, purpose, balance loan term, etc.
  7. Passport size photograph of all the applicants to be affixed on the Application form and signed across.
  8. A cheque for processing fee favoring bank or lender

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Property documents for Housing Loan Products

New Home/Flat Purchase documents

  1. Copy of the Allotment Letter
  2. Buyer Agreement and Receipt of payment made to the seller

Plot/Resale Home Purchase documents

  1. Title Deeds including the previous history documents of the property
  2. Receipt of initial payment made to the seller
  3. Copy of sale agreement

Home Construction documents

  1. Plot Title Deeds
  2. No encumbrances certificate (EC)
  3. A Photo Copy of approved plan by the Local Authorities
  4. Construction estimation

Refinance/ Balance Transfer Loan documents

  1. A letter on the letterhead of the current lender stating the list of property documents held by them
  2. Latest outstanding balance letter from your existing financial institution on their letterhead
  3. Photocopy of the property documents

Loan Against Property documents

  1. Title Deeds including the previous history documents of the property
  2. Approved plan if applicable
  3. No encumbrances certificate (EC)

Home Improvement/Extension related documents

  1. Title Deeds including the preceding history documents of the property
  2. No encumbrances certificate (EC)
  3. A Photo Copy of approved plan by the Local Authorities
  4. Work estimation

Top-up Loan documents

  1. Title Deeds including the previous history documents of the property
  2. No encumbrances certificate (EC)

Commercial Property Loan documents

  1. Buyer Agreement and Receipt of payment made to the seller
  2. Title Deeds including the previous history documents of the property

Other documents for Home Loan processing

  1. Proof of Own Contribution
  2. Appointment Letter in case employment is less than a year
  3. Bank Statements, if any ongoing loans repayment
  4. Passport size photograph of All the applicants to be affixed on the Application form and signed across.
  5. A cheque for processing fee

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Fee and Charges for Home Loan Process.
Depends on the type of housing loan you apply for; Levi can assess the following charges:
  1. Processing fees: This is a one-time non-refundable charge that cost to the home loan provider upon approval of the loan application.
  2. Prepaid fees: The prepaid penalty is the charge that you may have to pay to the lender if you plan to repay the home loan after completion of the loan duration.
  3. Conversion fees: Some banks charge a conversion fee when you decide to switch to a different loan scheme to lower the interest rate associated with your current plan.
  4. Cheque bounce charges: The cost is Levi when the loan provider finds that a cheque received by the customer is found bounce due to reasons such as No funds in the borrower account.
  5. External Opinion Fees: In some cases, you may Charge to an expert on both the loan for advice, such as a lawyer and validator. This fee will pay directly to the person concerned, not to the institution which lends it.
  6. Home insurance: The premium will pay directly to the insurance company, ensure that the insurance policy is running during the home loan term.
  7. Default charges: Lenders also charge a penalty on delay repayments, i.e., if you fail to make your Monthly Instalments (EMIs) or Pre-EMIs on time. The default
  8. Penalty charges: This fee includes the bank costs for retrieving duties from a borrower who failed to make his monthly installments on time.
  9. Regulatory charges: The fee includes all expenses associated with Central Registry of Securitization Fees vary from bank to bank. Visit www.cersai.org.in for more detail on those charges.
  10. Photocopy of documents: If you need a photocopy of your home loan documents for any personal needs, the fee is payable to the bank. Change in loan term: If you wish to change the period associated with your loan, some banks often charge a nominal fee.

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